Welcome to Earnwell Microfinance. The following Terms of Service outline the terms and conditions under which you may use our financial services. By accessing or using our services, you agree to comply with and be bound by these terms. If you do not agree with any part of these terms, please do not use our services.

1. Account Registration: To access Earnwell Microfinance services, you must register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

2. Use of Services: You agree to use Earnwell Microfinance services in compliance with all applicable laws and regulations. You further agree not to engage in any illegal or prohibited activities, including but not limited to fraud, money laundering, or any other activities that violate these terms.

3. Privacy: Our Privacy Policy governs the collection, use, and disclosure of your personal information. By using our services, you consent to the practices outlined in our Privacy Policy.

4. Financial Transactions: All financial transactions conducted through Earnwell Microfinance are subject to our applicable fees and rates. You agree to pay all fees associated with your use of our services.

5. Security: You are responsible for maintaining the confidentiality of your account information, including your username and password. You agree to notify us immediately of any unauthorized access or use of your account.

6. Termination: Earnwell Microfinance reserves the right to terminate or suspend your account and access to our services at our discretion, without notice, for any reason, including if you violate these terms or engage in activities that may harm Earnwell Microfinance or others.

7. Limitation of Liability: Earnwell Microfinance shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising from your use or inability to use our services.

8. Amendments: We reserve the right to modify or revise these Terms of Service at any time. Changes will be effective upon posting on our website. Your continued use of our services following the posting of changes constitutes acceptance of those changes.

9. Governing Law: These Terms of Service are governed by and construed in accordance with the laws of [Jurisdiction]. Any disputes arising from or in connection with these terms shall be subject to the exclusive jurisdiction of the courts in [Jurisdiction].

Thank you for choosing Earnwell Microfinance. If you have any questions or concerns about these Terms of Service, please contact us at [contact@earnwellmicrofinance.com].